Last updated: 25/08/2026
About VIS.finance™
This page is provided by Vital Ideal Solutions Limited trading as VIS.finance™, a company incorporated in New Zealand (NZBN 9429047478527), registered office 36 Sturm Avenue, Massey, Auckland 0614, New Zealand. VIS.finance™ provides financial tools and analysis services to users worldwide.
Where Our Licence Applies
Vital Ideal Solutions Limited is licensed as a Financial Advice Provider in New Zealand (FSP1010421). Regulated financial advice is available to New Zealand residents only. Outside New Zealand, this app provides general information and tools, not personal financial advice or personalised recommendations.
Contact Details
You can contact us at vis.finance/contact.
Licence Conditions
VIS.finance™ is subject to the licence conditions that apply to its financial advice provider licence. At the date of this disclosure, there are no additional licence conditions that materially limit or restrict the financial advice we may give beyond the standard legal and regulatory requirements that apply to licensed providers.
Nature and Scope of Advice
VIS.finance™ provides personalised financial advice based on the client’s goals, circumstances, priorities, and risk profile.
Our services may include a one-off Statement of Advice, separate implementation support, and separate ongoing review services, depending on what is agreed with the client.
Our financial advice may relate to investment-related financial advice products, including KiwiSaver schemes, managed funds, PIE funds, and listed shares, including global shares where appropriate. Advice may also address broader financial planning matters relevant to the agreed scope, such as cashflow, debt priorities, mortgage structure, and related financial decisions.
This public disclosure is general in nature. The exact nature and scope of any engagement is confirmed later, once we understand the service you are seeking and the nature and scope of the financial advice required.
Where a service requires a separate engagement, separate fees, or has material limitations or restrictions, that will be disclosed before or when advice is provided.
Fees
VIS.finance™ charges transparent, agreed fees for services. Clients may have to pay agreed fees for consultations, Statements of Advice, implementation support, ongoing review services, or other requested services. Full fee details, timing, and payment terms are disclosed before or when the relevant service is provided.
Conflicts of Interest
We do not receive commissions or incentives from banks, fund providers, or product issuers for the investment advice services described on this page. Any actual or potential conflict of interest is identified, disclosed where required, and managed in accordance with our internal policies and legal duties.
If You Have a Concern
If you have any concern or problem with our service, please contact us first so we can try to resolve it promptly and fairly. Contact us at vis.finance/contact.
Complaints and Dispute Resolution
If your concern is not resolved, or if you wish to make a formal complaint, please contact us at vis.finance/contact in writing with full details of your complaint.
If you are not satisfied with our final response or proposed outcome, you may refer the matter to our approved dispute resolution scheme. VIS.finance™ is a member of the Insurance & Financial Services Ombudsman Scheme (IFSO), which is a free and independent dispute resolution service.
Insurance & Financial Services Ombudsman Scheme (IFSO)
Website: www.ifso.nz
Phone: 0800 888 202
Email: info@ifso.nz
Duties Information
VIS.finance™, and anyone giving financial advice on its behalf, is bound by legal duties under the financial advice regime. These duties include meeting the standards of competence, knowledge, and skill set out in the Code of Professional Conduct for Financial Advice Services, giving priority to the client’s interests, exercising care, diligence, and skill, and meeting the standards of ethical behaviour, conduct, and client care set out in the Code.
Privacy
We protect your personal information in accordance with applicable privacy laws, including the Privacy Act 2020. For more details, see our Privacy Policy.
Data Sources
Company fundamentals shown in the app are read from the SEC EDGAR archive. The terms under which we reuse that data are these:
Vital Ideal Solutions Limited is not affiliated with, endorsed by, or approved by the U.S. Securities and Exchange Commission.
The SEC does not guarantee the accuracy of the filing data it publishes. Any figure computed from it – ratios, growth rates, scores and intrinsic values – is ours rather than theirs.