Terms of Use

Last updated: 10/10/2025

These Terms of Use govern your access to and use of the VIS Finance website (https://vis.finance). By using our website or engaging our services, you agree to comply with these terms. If you do not agree, please do not use this website.

1. About VIS Finance

VIS Finance is a licensed Financial Advice Provider (FAP Class 1, FSP1010421) based in New Zealand. We are authorised under the Financial Markets Conduct Act 2013 and operate in accordance with the Code of Professional Conduct for Financial Advice Services and the Privacy Act 2020.

2. Eligibility

This website and our services are intended for individuals aged 18 years and older. By using the site, you confirm you meet this requirement.

3. Use of Website

You may access and use the website for personal, non-commercial purposes. You agree not to:

• Use the website for unlawful or unauthorised purposes
• Copy, distribute, or modify content without our written permission
• Attempt to interfere with the website’s functionality or security

4. Disclaimer

All content on this website is provided for general information. While VIS Finance is licensed to provide regulated financial advice in New Zealand, any information on this website is not personalised advice. Before acting on any information, consider your circumstances or seek tailored advice from a qualified financial adviser.

While we make reasonable efforts to ensure the accuracy of information, VIS Finance does not guarantee that all content is complete, current, or free from errors.

5. No Warranties

We provide the website “as is” without any warranties, express or implied. This includes, but is not limited to, warranties of merchantability, fitness for purpose, or non-infringement.

6. Limitation of Liability

To the fullest extent permitted by law, VIS Finance is not liable for any loss or damage (including indirect or consequential losses) arising from your use of the website or reliance on its content.

7. Intellectual Property

All content on the website (including text, graphics, logos, and layout) is the property of VIS Finance unless otherwise stated. You may not reproduce or use any part of this website for commercial purposes without our written permission.

8. External Links

This website may include links to third-party websites. VIS Finance is not responsible for the content, security, or privacy practices of those sites. Use them at your own risk.

9. Privacy

Your use of this website is also subject to our Privacy Policy, which explains how we collect, store, and protect your personal information in accordance with the Privacy Act 2020.

10. Amendments

We may update these Terms of Use from time to time. The most recent version will always be posted on this page. Your continued use of the site after any changes are made constitutes acceptance of the revised terms.

11. Governing Law

These terms are governed by the laws of New Zealand. Any disputes will be subject to the exclusive jurisdiction of New Zealand courts.

12. Contact

If you have any questions about these terms, please contact us:

https://vis.finance/contact/

Address: VIS Finance, Auckland, New Zealand
FSP Number: FSP1010421

You may also make a complaint about our service via our Complaints Process or contact our approved dispute resolution provider:

Insurance & Financial Services Ombudsman Scheme (IFSO)
Website: https://www.ifso.nz
Phone: 0800 888 202 | Email: info@ifso.nz
This is a free, independent dispute resolution service for clients of VIS Finance.